CONFIDENTIAL PHONE SESSION: We’ll review your student loans and create the best repayment strategy for your situation

DETERMINE YOUR BEST STUDENT LOAN PAYMENT OPTION: We’ll do a complete analysis of your student loan repayment options so you can apply to the right Income-Dependent Repayment Plan.

STUDENT LOAN FORGIVENESS AND DISCHARGE REVIEW: I’ll evaluate your qualifications to take advantage of ALL student loan forgiveness programs – including Public Service Loan Forgiveness, Closed School Discharge, Disability Discharge, and more. We’ll also discuss whether you may be a candidate to wipe out or restructure your loan payments in bankruptcy.

CONSOLIDATION AND REFINANCE ANALYSIS: We’ll review your federal student loan consolidation and private refinance options so you can make the best choice for your situation.

DEFAULT AVOIDANCE AND REHABILITATION: For defaulted federal student loans, we’ll talk about how you can negotiate directly with the debt collectors to rehabilitate your loans through an affordable and reasonable repayment plan.

ADMINISTRATIVE WAGE GARNISHMENTS AND TAX REFUND OFFSETS: We’ll review the steps you can take to stop enforcement actions and help you keep more of your money.